Loans to Grow Your Business
Genius Loans from GlossGenius provides access to fast, flexible financing so you can manage your cash flow and invest in your own success.
Get Started
No lengthy application
No personal credit check or complicated application. Eligibility is based on payment history with GlossGenius.
One flat fee
Pay one flat fee that never changes. No compounding interest charges, collateral obligations, or late fees.
Get funds quickly
If approved, funds typically arrive the next business day, directly into your bank account.
Pay when you get paid
Fully automated repayment — Stripe deducts a fixed percentage of your sales until the loan is repaid¹.
How it works
Check your eligibility
Check your inbox for an email from capital@stripe.com to get your loan offer details. If you have a loan offer email, that means you are eligible.
Select your offer
Select the amount that’s right for your business needs. The fee and repayment rate are set based on the accepted amount.
Receive your funds
After your selection is reviewed and if you're approved, the funds will be deposited into your bank account, typically by the next business day.
Pay down as you earn*
You’ll automatically repay the loan with a fixed percentage of your daily sales until the total amount is repaid.
*You'll have a minimum amount due each repayment period, and if the total amount that you repay through sales doesn't meet the minimum, your account will automatically be debited the remaining amount at the end of the period.
FAQ
How do you determine who qualifies for an offer?
Eligibility is determined based on a combination of factors, including overall sales volume and history with GlossGenius. Eligible U.S. businesses will receive an email if they have an offer available.
Do I have to pay interest?
No, you’ll pay one flat fee that does not change. You won’t pay any interest on top of this fee.
Can I request a different offer amount?
When you access the Capital offer, you can use a slider to choose a custom amount (up to the maximum offer amount). The loan fee and repayment rate adjust based on the amount you choose.
Will applying for an offer affect my personal credit rating?
No, there is no personal credit check. All offers are based on your history with GlossGenius Payments.
How does repayment work?
Repayment is collected automatically through a percentage of your sales through GlossGenius as they are processed, which means you pay down your balance more when you’re booked, and less if things slow down. As long as you meet your minimum payment requirement, what you pay each day adjusts to your sales.
Run your business the smart and stylish way with GlossGenius
No credit card required.
