GENIUS LOANS
Small business loans from $1000 to $250,000. Get fast, flexible financing.
Head to your app > More > “Genius Loans”, to see if you’re currently eligible.
Select the amount that’s right for your business needs. The fee and repayment rate are set based on the accepted amount.
After the Stripe team reviews your selection and you are approved, the funds will be deposited into your bank account, typically as soon as 2 business days.
You’ll automatically repay the loan with a fixed percentage of your daily sales until the total amount is repaid.
Eligibility is determined based on a combination of factors, including overall sales volume and history with GlossGenius. Eligible U.S. businesses will receive an email if they have an offer available.
No, you’ll pay one flat fee that does not change. You won’t pay any interest on top of this fee.
No, there is no personal credit check. All offers are based on your history with GlossGenius Payments.
When you access the Capital offer, you can use a slider to choose a custom amount (up to the maximum offer amount). The loan fee and repayment rate adjust based on the amount you choose.
Repayment is collected automatically through a percentage of your sales through GlossGenius as they are processed, which means you pay down your balance more when you’re booked, and less if things slow down. As long as you meet your minimum payment requirement, what you pay each day adjusts to your sales.
No credit card required.